Could You Buy Before You Sell?

Think you have to sell your current home before buying your next one? You may have more options than you realize.

Take a simple 2-minute assessment to explore potential strategies for making your next move.

Completing this assessment does not involve a credit pull. No obligation. About 2 minutes.

Corie Adams | Producing Branch Manager | NMLS ID #1875205

Network Funding, LP | NMLS ID #2297 (www.nmlsconsumeraccess.org)

A couple walking together in front of a new farmhouse-style home at sunset

Why buy first?

What if you didn't have to sell first?

Selling before you buy can mean rushing to find your next home, making a contingent offer, moving twice, or wondering how you'll access the equity you've built. Depending on your situation, there may be other ways to approach your move.

  • 01

    Buy with more confidence

    Explore your next-home options before making decisions about selling.

  • 02

    Avoid moving twice

    Potentially transition more smoothly from one home to the next.

  • 03

    Make a stronger offer

    Explore whether purchasing without a home-sale contingency may be possible.

  • 04

    Use your equity strategically

    Understand whether the equity in your current home could help with your next purchase.

Six potential pathways

There may be more than one way to buy before you sell.

The right approach depends on your income, equity, assets, current home's sale status and overall financial picture. Here are six potential paths Corie can evaluate.

  1. 01

    Access your equity before you sell

    Certain home-equity strategies may allow eligible homeowners to access available equity before the current home sells.

  2. 02

    Qualify while owning both homes

    Some homeowners may be able to qualify for their next purchase while temporarily carrying both homes.

  3. 03

    Bridge the move

    Bridge and buy-before-you-sell strategies may help eligible homeowners use current-home equity to transition into the next home.

  4. 04

    Use retirement assets

    Certain financing strategies may use eligible retirement assets to help generate qualifying income when appropriate.

  5. 05

    Buy while your current home is under contract

    A documented pending sale may create another path for coordinating the purchase of your next home before the current sale closes.

  6. 06

    Qualify based on eligible assets

    Certain asset-based programs may provide another qualification path when traditional income documentation does not tell the full financial story.

Not sure which path fits your situation? That's exactly what the assessment is designed to help uncover.

Questions worth asking

Clear answers before a complicated move.

Every homeowner's situation is different. Understanding the right questions before you sell can help you make a more informed next move.

How it works

Start with your move. We'll help explore the possibilities.

Buying before you sell can look different for every homeowner. Tell us a little about your current home, your next move and what's standing in the way. We'll help identify potential strategies worth exploring.

  1. 01

    Tell us about your move

    Share a few basics about your current home, available equity and next-home goals.

  2. 02

    See your potential paths

    Your answers help identify which financing strategies may be worth exploring.

  3. 03

    Review them with Corie

    Corie reviews your complete picture and compares available Network Funding and approved brokered options.

Explore my options

Let's see what your move could look like.

Question 1 of 7About 2 minutes

Do you currently own a home?

This is an educational screening tool. It is not a mortgage application, and it does not request your Social Security number, financial documents or authorization to review your credit.

Corie Adams, Producing Branch Manager at Network Funding

Meet Corie Adams

Corie Adams

Producing Branch Manager · Network Funding · NMLS #1875205

Buying your next home before selling your current one can involve more than one financing strategy. Corie reviews the complete situation and helps homeowners understand which available options may be worth exploring.

This website and assessment are for educational and informational purposes only and are not a commitment to lend, loan approval, preapproval, rate quote, or guarantee of any financing program, term or outcome. Financing options are subject to borrower qualification, property eligibility, documentation, underwriting requirements, program availability and applicable guidelines. Programs and guidelines are subject to change.

Completing this assessment does not constitute a mortgage application and does not authorize a credit inquiry.